Lasting Powers of Attorney

Why You Need Lasting Powers of Attorney (LPA)

An LPA gives trusted people legal authority to make decisions if you lose mental capacity through illness or accident.

Two types of LPA:

• Health & Welfare: Medical care, daily routine, life-sustaining treatment

• Property & Finance: Managing bank accounts, paying bills, selling property

Without LPAs:

• Court of Protection appoints deputies - expensive and time-consuming

• Family can't access your finances or make healthcare decisions

• Medical staff make health choices without knowing your wishes

• Banks freeze joint accounts

Register LPAs while you have mental capacity - they can't be created after you lose it. Like insurance - better to have and not need, than need and not have.

Time and cost savings now prevent stress and expense later.